Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 105,114 126,882 148,368 161,187
Gross Loans HFI Growth 0.50 20.86 67.74 34.56
1-4 Family Loans/ Loans 23.85 18.35 18.31 19.46
Multifamily Loans/ Loans 3.43 6.80 5.79 6.55
Commercial Real Estate Loans/ Loans 45.22 52.43 50.06 49.18
Commercial & Multifamily Real Estate Loans/ Loans 48.64 59.23 55.84 55.73
Real Estate Loans/ Loans 72.50 77.57 74.15 75.19
Construction & Development Loans/ Loans 3.04 2.38 1.16 1.17
Home Equity Loans/ Loans 4.31 3.31 2.52 2.20
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 12.78 9.01 13.79 12.19
Consumer Loans/ Loans 17.09 12.32 16.32 14.39
Commercial Loans/ Loans 7.38 7.96 8.32 9.20
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0.24 0 0.37 0.35
Unearned Income and Other Adjustments/ Loans (0.24) (0.23) (0.32) (0.31)
Deposit Composition (%)
Total Deposits($000) 128,043 137,511 156,519 185,250
Deposit Growth 5.44 8.85 55.29 73.42
Transaction Acct Deps/Tot Deps 13.05 23.36 31.17 45.68
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits 33.95 33.20 29.57 21.38
Retail Time Deps/Tot Deposits 3.77 3.22 3.10 NA
Jumbo Time Deposits/ Deposits 49.23 40.23 36.16 NA
Tot Time Deposits/Tot Deposits 53 43.45 39.26 32.95
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 47 56.55 60.74 67.05
Core Deposits/Total Deposits 50.77 59.77 63.84 NA
Noninterest-bearing Deposits/ Deposits 6.79 17.50 27.27 29.84
Interest-bearing Deposits/ Deposits 93.21 82.50 72.73 70.16
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.